Living in Howard Township, Michigan: Pros, Cons, Cost of Living & Real Estate Snapshot

By Andrew McManamonPlaces To Live In Michigan

Introduction

If you’re looking for a quieter, more rural lifestyle in Southwest Michigan, Howard Township might already be on your radar.

Located in Cass County, this township is known for its open space, access to inland lakes, and a slower pace compared to larger cities. People often consider living here for the privacy, outdoor recreation opportunities, and lower-density environment.

That said, rural living comes with trade-offs — especially when it comes to commuting, amenities, and housing options. Let’s walk through what it’s actually like to live in Howard Township so you can decide if it aligns with your goals.

Living in Howard Township, Michigan: Pros, Cons, Cost of Living & Real Estate Snapshot

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Where Is Howard Township, Michigan Located?

Howard Township is located in Cass County in the southwestern part of Michigan, near the Indiana state line. According to the U.S. Census Bureau, the township has a population of just over 6,000 residents.

Geographically, it sits:

Just south of Dowagiac
About 30 miles southwest of Kalamazoo
Near the Michigan–Indiana border

The township is accessible via M-51 and other regional roads, which connect residents to nearby cities and commercial areas. While there is no direct interstate running through the township, U.S. Route 12 and nearby highways provide access to broader regional travel.

Because of its rural layout, most residents rely on personal vehicles for commuting and daily errands.

Cost of Living in Howard Township, Michigan

Cost of living in Howard Township is generally lower than many urban and suburban areas in Michigan.

According to U.S. Census Bureau data, median home values in Cass County tend to fall below the statewide median. Niche.com also indicates that housing costs in the area are relatively affordable compared to national averages.

BestPlaces.net reports that overall cost of living in rural parts of Cass County is below the U.S. average.

Utilities and transportation costs align with Midwest averages, based on data from the Bureau of Labor Statistics. However, transportation costs can vary depending on commute distance, since most travel requires driving.

Overall, affordability is one of the main reasons people consider this area.

Real Estate & Housing Overview

Howard Township’s housing market is primarily made up of single-family homes on larger parcels of land.

According to U.S. Census Bureau housing data:

Many homes were built between the 1950s and early 2000s
Owner-occupied homes make up a significant portion of the housing stock
Lot sizes are typically larger than suburban averages

Common housing types include:

Ranch-style homes
Manufactured homes
Farmhouses and rural properties
Lakefront homes near Diamond Lake and Barron Lake

New construction is limited and tends to be custom-built rather than large-scale developments.

Local MLS data shows that housing availability can vary seasonally, especially for lakefront properties, which tend to have higher demand.

Property Taxes in Howard Township

Property taxes in Howard Township follow Michigan’s standard property tax system.

According to the Michigan Department of Treasury, property taxes are calculated based on a property’s taxable value multiplied by local millage rates. These rates include township, county, and school district levies.

Cass County publishes millage rates and tax information through its official government resources.

Michigan’s Proposal A limits how much taxable value can increase annually, except under specific circumstances such as property transfers.

Because tax rates vary depending on location and school district boundaries, it’s important to verify current millage rates directly with Cass County or Howard Township offices.

Things to Do & Lifestyle

Lifestyle in Howard Township revolves heavily around outdoor activities and nearby lakes.

Diamond Lake and Barron Lake are two of the most notable nearby lakes, offering boating, fishing, and seasonal recreation. According to the Michigan Department of Natural Resources, both lakes are recognized public recreation areas.

The surrounding area also includes:

Public access points for water activities
Rural roads suitable for cycling and scenic drives
Nearby parks within Cass County

For shopping, dining, and services, many residents head to nearby Dowagiac or other surrounding communities.

Community events are typically hosted in nearby towns or through county-level organizations, rather than within the township itself.

Schools & Education

Howard Township is primarily served by Dowagiac Union Schools.

According to GreatSchools.org, the district includes multiple elementary schools, a middle school, and Dowagiac Union High School. Ratings vary depending on the school and are based on test scores and student progress metrics.

Niche.com provides additional insights into academic performance, extracurricular opportunities, and community feedback.

Because school district boundaries can vary, it’s important to confirm zoning for specific properties when evaluating homes.

Howard Township, michigan school (1) (1)

Pros & Cons of Living in Howard Township

Pros:

Lower housing costs compared to many Michigan regions (U.S. Census Bureau, Niche.com)
Access to lakes like Diamond Lake and Barron Lake (Michigan DNR)
Larger lot sizes and more open space
Quiet, low-density environment

Cons:

Limited access to major highways
Fewer local amenities within the township
Dependence on personal vehicles for transportation
Limited new construction inventory

Frequently Asked Questions About Living in Howard Township, Michigan

Is Howard Township, Michigan rural or suburban?

Howard Township is considered rural, with lower population density and larger land parcels, according to U.S. Census Bureau classifications.

What county is Howard Township in?

It is located in Cass County, Michigan.

Are there lakes in Howard Township?

Yes. Diamond Lake and Barron Lake are nearby and offer recreational access, according to the Michigan DNR.

What school district serves Howard Township?

Most of the township is served by Dowagiac Union Schools, according to GreatSchools.org.

How far is Howard Township from Kalamazoo?

It is approximately 30 miles southwest of Kalamazoo, depending on the route taken.

Is housing affordable in Howard Township?

Housing costs are generally below the Michigan average, based on U.S. Census Bureau and Niche.com data.

What types of homes are common in the area?

Ranch homes, manufactured homes, and lakefront properties are common, according to Census housing data.

Does Howard Township have public transportation?

Public transportation options are limited; most residents rely on personal vehicles.

Is there new construction in Howard Township?

New construction is limited and typically consists of custom-built homes rather than large developments.

What is the population of Howard Township?

The U.S. Census Bureau reports a population of just over 6,000 residents.

Are there nearby towns for shopping and dining?

Yes. Nearby Dowagiac provides access to shopping, dining, and services.

To Conclude:

If you're looking to move to, from, or within the state of Michigan in one day or a million, I help people do just that and I love it as a Michigan Realtor. Please reach out anytime for help — I’m happy to be your go-to resource.