Thinking About Portsmouth Township, Michigan? A Practical (and Slightly Funny) Guide

By Andrew McManamonPlaces To Live In Michigan

Introduction

Portsmouth Township, Michigan is one of those places people often discover while looking around Bay City and then quietly add to their “maybe” list. It sits just outside the city, offering access to water, open land, and residential neighborhoods without being completely removed from everyday conveniences.

People considering Portsmouth Township are usually looking for breathing room, proximity to the Saginaw River, and a lifestyle that’s a bit calmer than a city center—but still close enough to one when needed. It’s practical, low-key, and occasionally surprises people in a good way.

Thinking About Portsmouth Township, Michigan? A Practical (and Slightly Funny) Guide

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Where Is Portsmouth Township, Michigan Located?

Portsmouth Township is located in Bay County along the eastern side of the Saginaw River, directly south and west of Bay City. According to the U.S. Census Bureau, the township includes both inland residential areas and riverfront sections.

M-13 and nearby connectors make it easy to reach Bay City, Essexville, and other parts of the Great Lakes Bay Region. Most residents rely on personal vehicles for commuting and errands.

Cost of Living in Portsmouth Township, Michigan

Township-specific cost-of-living figures are limited, but Bay County data provides a reasonable benchmark. Based on U.S. Census Bureau American Community Survey data, housing costs in Bay County trend lower than national averages.

According to BestPlaces.net and Bureau of Labor Statistics regional data, utilities and transportation costs are generally consistent with Michigan averages. Overall affordability in Portsmouth Township varies based on home size, proximity to the river, and property condition.

Real Estate & Housing Overview

Housing in Portsmouth Township primarily consists of single-family homes, with a mix of older residences, mid-century builds, and some newer construction. According to U.S. Census Bureau housing data and Niche.com, lot sizes are often larger than those found in nearby city neighborhoods.

Waterfront and river-adjacent properties make up a portion of the housing stock, while interior areas feature more traditional residential layouts. New construction exists but is typically limited to smaller-scale projects rather than large subdivisions.

Property Taxes in Portsmouth Township

Property taxes in Portsmouth Township are based on taxable value and local millage rates, which include township, county, and school-related components.

According to the Michigan Department of Treasury, tax amounts can vary significantly depending on assessment history, exemptions, and location within the township. Buyers should always confirm current millage rates directly with Bay County and Portsmouth Township offices.

Things to Do & Lifestyle

One of Portsmouth Township’s defining features is its connection to the water. According to the Michigan Department of Natural Resources, the Saginaw River and nearby access points support boating, fishing, and other outdoor activities.

Residents are also close to Bay City’s riverwalk, parks, dining, and seasonal events, while still enjoying a more spread-out residential environment at home. Daily life tends to revolve around outdoor recreation, home projects, and quick trips into town.

Schools & Education

Portsmouth Township is served by multiple public school districts depending on address. School boundaries are determined by district maps rather than township lines.

According to GreatSchools.org and Niche.com, school performance varies by district and individual school. Anyone considering a move should verify school assignments using the exact property address.

Pros & Cons of Living in Portsmouth Township

Pros

Access to the Saginaw River and nearby waterways
Larger residential lots in many areas
Close proximity to Bay City amenities
Quieter setting compared to city neighborhoods

Cons

Limited commercial services within the township
Most errands require driving
Housing styles vary widely by location
Limited public transportation options

Frequently Asked Questions About Living in Portsmouth Township, Michigan

Is Portsmouth Township considered rural or suburban?

According to U.S. Census Bureau classifications, it includes both suburban-style and lower-density areas.

How close is Portsmouth Township to Bay City?

Most areas are just minutes from Bay City by car.

Are there waterfront homes in Portsmouth Township?

Yes, some properties are located along the Saginaw River and connected waterways.

Do most residents commute by car?

Yes. Personal vehicles are the primary form of transportation.

Is new construction available?

New construction exists but is generally limited in scale.

Are parks nearby?

According to Michigan DNR listings, several parks and recreation areas are nearby.

Does the township have its own downtown?

No. Residents typically use Bay City for downtown services.

How do property taxes compare to Bay City?

Tax rates vary based on millage and taxable value, not just municipality type, per the Michigan Department of Treasury.

Is boating a common activity?

Yes, due to river access and nearby marinas.

Why do people choose Portsmouth Township?

Many are drawn to water access, space, and proximity to Bay City without living directly in it.

To Conclude:

If you're looking to move to, from, or within the state of Michigan in one day or a million, I help people do just that and I love it as a Michigan Realtor. Please reach out anytime for help — I’m happy to be your go-to resource.