You probably didn’t expect a Michigan city to top Realtor.com’s list of the Best Places to Retire in the U.S. for 2026, but here we are — Midland, Michigan officially took the #1 spot.

While sunny states like Florida and Arizona usually dominate retirement rankings, this year, the spotlight shines on the Great Lakes State — and for good reason. Midland offers the perfect mix of affordability, nature, healthcare access, low crime rates, and small-town comfort — the ingredients for a peaceful (and practical) retirement.

So, what makes Midland so special? Let’s dig in.

Why Midland, Michigan Ranked #1 for Retirement

According to Realtor.com’s analysis, Midland scored high in key categories that matter most to retirees:

1. Affordable Cost of Living

Midland’s median home price sits well below the national average, giving retirees the financial freedom to own property without draining their savings. Utilities, groceries, and property taxes also remain manageable — a huge advantage for anyone living on a fixed income.

As of late 2025, the median home price in Midland is around $235,000 — a fraction of what you’d pay in coastal states.

2. Excellent Healthcare Access

Retirees value peace of mind, and MidMichigan Medical Center – Midland delivers that. The facility is part of the University of Michigan Health System, offering high-quality care and specialists across every major field. Proximity to world-class healthcare is a big reason why Midland scored so high.

3. Safety and Low Crime

Midland consistently ranks as one of the safest cities in Michigan. Its low violent and property crime rates make it ideal for those seeking comfort and security without sacrificing convenience or access.

4. Community and Cultural Offerings

This is not your sleepy small town. Midland is home to the Dow Gardens, Alden B. Dow Home and Studio, the Midland Center for the Arts, and miles of scenic walking and biking trails. The Tridge — a unique three-way wooden footbridge over the Tittabawassee River — has become an iconic local landmark.

There’s also a strong sense of community, with year-round events, local festivals, and volunteer opportunities that keep retirees engaged and connected.

5. Beautiful Natural Environment

Midland is surrounded by lush parks, rivers, and nature preserves. From kayaking the Tittabawassee River to strolling through Whiting Forest’s canopy walk (the longest in the nation), retirees can enjoy Michigan’s natural beauty without the chaos of city life.

6. Low Population Density and Relaxed Pace

With a population of around 42,000, Midland offers small-town tranquility with modern convenience. It’s big enough to have everything you need but small enough to feel like everyone knows your name.

7. Strong Local Economy and Stability

Home to Dow Chemical Company’s global headquarters, Midland’s economy remains stable and well-supported. That stability translates into a community with good infrastructure, parks, and services — all benefits that indirectly enhance quality of life for retirees.

Credit: https://www.letsroam.com/things-to-do/midland-mi?srsltid=AfmBOoryH2EuGCL6YVflTod9RHiv8lA_CQrsABI680XMIO51DO4xCwNl

Things to Do in Midland for Retirees

• Dow Gardens – 110 acres of botanical beauty with year-round activities.
• Chippewa Nature Center – 1,200 acres of forest, wetlands, and trails.
• Tridge & Riverfront Area – Perfect for walks, picnics, and scenic views.
• Midland Country Club – For retirees who enjoy golf and social connection.
• Dow Diamond – Catch a Great Lakes Loons baseball game.
• Whiting Forest Canopy Walk – A must-see experience for visitors and locals alike.

Quick Stats About Midland, Michigan

What Realtor.com Said

“Midland, Michigan tops the list for its low cost of living, access to quality healthcare, safety, and a strong sense of community — making it a prime destination for retirees seeking comfort and affordability.”

That’s right — Midland beat out every other city in the country, including the sunshine capitals of Florida, the deserts of Arizona, and the Carolinas’ coastal favorites.

Credit: https://www.northwood.edu/student-life/discover-midland/

Is Midland, Michigan Right for You?

If you’re someone who values:

• Four beautiful seasons
• Affordable homes with character
• A safe, connected community
• Access to outdoor recreation and healthcare
• A balanced pace of life

Then Midland might be your perfect retirement destination.

Thinking About Retiring in Michigan?

If Michigan isn’t too cold (or too strange), I help people move to, from, and within the state of Michigan — and I love it.

Whether you’re planning to retire in Midland or just want to explore your options, reach out and let’s find the perfect Michigan community to call home.

Contact Andrew McManamon, Michigan Realtor® —  See homes for sale in Midland, Michigan

FAQs About Retiring in Midland, Michigan

1. Is Midland, Michigan a good place to retire?
Absolutely — Midland ranks #1 in the U.S. for retirement in 2026 thanks to its affordability, safety, and strong healthcare access.

2. What’s the cost of living in Midland compared to other states?
Midland’s cost of living is roughly 10–15% below the national average. Housing and healthcare are particularly affordable.

3. How are healthcare facilities in Midland?
MidMichigan Medical Center – Midland offers top-tier care, and being part of the University of Michigan Health System ensures specialized options nearby.

4. Does Midland have a lot of things to do for retirees?
Yes. From Dow Gardens to the Tridge, the Midland Center for the Arts, and numerous local events, there’s something for everyone.

5. Are winters harsh in Midland?
Winters can be cold, but Midland maintains great snow removal and community activities to make it enjoyable and cozy.

6. How’s the real estate market in Midland, Michigan?
Homes are affordable with steady appreciation. Ranch-style homes and condos are popular among retirees.

7. What kind of community does Midland have?
Friendly, involved, and well-connected — with an emphasis on volunteering, the arts, and outdoor activities.

8. Is Midland a walkable city?
Downtown Midland and surrounding neighborhoods are very walkable, with safe sidewalks and access to restaurants and parks.

9. What are property taxes like in Midland?
Expect around 1.62% of your home’s taxable value annually, depending on exemptions and millage rates.

10. What are some nearby destinations?
Saginaw, Bay City, and Frankenmuth are all within 30–45 minutes — offering even more shopping, dining, and entertainment.