Ubly, Michigan: What It’s Like to Live Here (Cost, Commute, Community & More)

Introduction

Ubly, Michigan is one of those places where life moves at a steady, predictable pace — and for many people, that’s exactly the appeal. Located in Michigan’s Thumb region, this small village offers wide open spaces, agricultural roots, and a close-knit community atmosphere.

If you’re considering living in Ubly, Michigan, you’re probably looking for rural living, more affordable housing compared to metro areas, and a quieter day-to-day lifestyle. Let’s walk through what it’s really like here — from cost of living and real estate to schools, taxes, and things to do — so you can decide if Ubly fits your long-term plans.

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Where Is Ubly, Michigan Located?

Ubly is located in Huron County in Michigan’s Thumb region, in the eastern part of the Lower Peninsula. According to the U.S. Census Bureau, Ubly is a village within Huron County and part of the broader rural Thumb area.

Ubly sits along M-19, which connects it north to Bad Axe (the county seat) and south toward Marlette. Based on Michigan Department of Transportation maps, Ubly is approximately:

  • About 15–20 minutes north of Marlette

  • About 20 minutes south of Bad Axe

  • Roughly 1.5 to 2 hours from the Detroit metro area

This location means daily life is largely local, but regional services, healthcare, and shopping are typically accessed in nearby communities like Bad Axe.

Cost of Living in Ubly, Michigan

Cost of living is often one of the biggest reasons people consider smaller communities like Ubly.

According to U.S. Census Bureau data, Huron County’s median home value is significantly lower than Michigan’s statewide median, reflecting the affordability of rural housing markets. Niche.com also reports that housing costs in Huron County are below the national average.

Key cost factors to consider:

  • Housing: Median home values in Huron County are generally well below the Michigan median (U.S. Census Bureau).

  • Property taxes: Based on data from the Michigan Department of Treasury, property taxes in Michigan are calculated using taxable value and local millage rates. Rural areas often have lower home values, which can result in lower overall tax bills compared to higher-priced markets.

  • Utilities & transportation: The Bureau of Labor Statistics notes that transportation and energy costs can vary by region, but rural residents often rely heavily on personal vehicles due to limited public transit options.

Overall, Ubly offers a lower entry point into homeownership compared to many suburban or metro Michigan communities.

Real Estate & Housing Overview

Housing in Ubly is largely made up of single-family homes, with many properties situated on generous lots.

Based on U.S. Census Bureau housing data for the area:

  • Most homes are detached single-family residences

  • Many properties were built between the mid-20th century and early 2000s

  • Larger lot sizes are common compared to suburban neighborhoods

You’ll find a mix of ranch-style homes, traditional two-story houses, and farmhouses that reflect the agricultural character of the region.

New construction does occur in the broader Huron County area, but it is limited compared to fast-growing suburban markets. If you’re looking for brand-new subdivisions, options may be more limited — but if you’re interested in space and established properties, Ubly delivers.

As always, housing inventory and pricing fluctuate based on broader Michigan market conditions. Reviewing current MLS data with a local real estate professional is the best way to understand what’s actively available.

Ubly, Michigan (1)

Property Taxes in Ubly

Property taxes in Ubly are calculated according to Michigan’s statewide property tax system.

Per the Michigan Department of Treasury:

  • Michigan property taxes are based on a property’s taxable value

  • Taxable value increases are capped annually (with exceptions such as transfers of ownership)

  • Local millage rates are set by local jurisdictions and voters

For exact millage rates, you can reference Huron County or Village of Ubly public records. Because tax bills depend on purchase price, taxable value, and local millage rates, it’s important to request a property-specific estimate before closing on a home.

Things to Do & Lifestyle

Ubly is rooted in agriculture and small-town traditions. While you won’t find major shopping centers or entertainment districts, you will find community-oriented living.

Lifestyle highlights include:

  • Local parks and recreational spaces maintained by the village

  • Community events and seasonal gatherings

  • Proximity to Lake Huron shoreline communities within Huron County

According to the Michigan Department of Natural Resources, Huron County offers access to Lake Huron, public beaches, boating, fishing, and outdoor recreation opportunities throughout the Thumb region.

Daily life in Ubly tends to center around local schools, small businesses, and regional events in nearby towns like Bad Axe.

Schools & Education

Ubly is served by Ubly Community Schools.

According to GreatSchools.org, Ubly Community Schools provides public education serving the local area. Niche.com also provides ratings and reviews based on academic performance, teacher data, and student outcomes.

As with any district, school performance and programs can change over time. Reviewing the most recent data on GreatSchools.org and Niche.com can help you evaluate whether the district aligns with your educational preferences.

Ubly, Michigan school

Pros & Cons of Living in Ubly

Pros:

  • Lower home prices compared to many Michigan metro areas (U.S. Census Bureau)

  • Larger lot sizes and rural surroundings

  • Close-knit community atmosphere

  • Access to Lake Huron and outdoor recreation in Huron County

Cons:

  • Limited retail, dining, and entertainment options locally

  • Longer commute times to larger employment centers

  • Limited public transportation options

  • Smaller housing inventory compared to suburban markets

Frequently Asked Questions About Living in Ubly, Michigan

Is Ubly, Michigan a small town?

Yes. According to the U.S. Census Bureau, Ubly is a village with a small population typical of rural Thumb communities.

How far is Ubly from Detroit?

Ubly is approximately 1.5 to 2 hours from Detroit, depending on traffic and route (Michigan Department of Transportation maps).

What county is Ubly in?

Ubly is located in Huron County, Michigan (U.S. Census Bureau).

Are home prices in Ubly affordable?

Based on U.S. Census Bureau data, median home values in Huron County are below Michigan’s statewide median, making it more affordable than many urban areas.

What school district serves Ubly?

Ubly Community Schools serves the area (GreatSchools.org).

Is there public transportation in Ubly?

Public transportation options are limited, and most residents rely on personal vehicles.

What is the housing market like in Ubly?

The market primarily consists of single-family homes on larger lots, with limited new construction compared to suburban areas (U.S. Census Bureau housing data).

Are there parks near Ubly?

Yes. The village maintains local parks, and Huron County offers additional recreational options (local government sources; Michigan DNR).

Is Ubly near Lake Huron?

Ubly is inland but within Huron County, which borders Lake Huron (Michigan DNR).

Do property taxes increase every year in Michigan?

According to the Michigan Department of Treasury, taxable value increases are capped annually, though taxes can change based on millage rates and property transfers.

What type of community is Ubly?

Ubly is primarily rural and agriculturally influenced, with a small village center (U.S. Census Bureau).

Is new construction common in Ubly?

New construction occurs but is limited compared to larger growth markets in Michigan.

To Conclude:

If you're looking to move to, from, or within the state of Michigan in one day or a million, I help people do just that and I love it as a Michigan Realtor. Please reach out anytime for help — I’m happy to be your go-to resource.

Question for you!

What’s most important to you in a small-town Michigan community — affordability, land, proximity to water, or something else?

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